Credit

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How typical to see U.S. Rep. Lauren Boebert’s misleading claim that she “passed nine important provisions” to benefit 3rd Congressional District constituents in the recent 2023 Appropriations Act. To the contrary, while HR-8294, containing important measures to help families and communities, create jobs, support small businesses and lower the cost of living, did pass the […]

When UW Credit Union decided last year it was going to cut its overdraft fees, it got the attention of others in banking and officials in Washington, D.C. UW Credit Union CEO Paul Kundert was called before the House Financial Services Committee to talk about how that change has impacted the credit union.  “It provided […]

(Image credit: Juan Ramos/Unsplash)Extra Credit is a weekly column serving up a fresh helping of news, updates and resources from the education world. Want more? Sign up now for SmartBrief’s free education newsletters. Promising steps toward opening the cultural door much wider. Students at Missouri’s most populous universities can’t major in Latinx studies — but […]

When times are tough, credit card debt may be inevitable if you’re learning to manage credit or are forced to make risky financial decisions due to hardships. For Lydia Senn and her husband, who are Alabama residents, this was their reality during the Great Recession in 2008 after she lost her job and he took […]

It is called compassion  As one of U.S. House Rep. Troy Balderson’s ( R-Zanesville) many LGBTQIA+ constituents, I wonder why he and Rep. Jim Jordan and other Congressional Republicans voted no on the Respect for Marriage Act, which would codify same-sex marriage in the wake of Roe being overturned. Should a democratic republic only protect […]

There are many reasons to consider getting a credit card, even if you don’t need to borrow money. A credit card can help you build or rebuild your credit history, establish strong financial habits and finance a large purchase. Additionally, credit cards come with additional perks, such as the opportunity to earn cash back, points […]

It’s safe to assume that the Connecticut child tax credit, like the federal version it’s modeled after, was passed with the best of intentions. There are undoubtedly people who need a break in times of economic uncertainty, and the state is trying to help provide one. It’s a sound policy idea and one that makes […]

Suppose you are in a difficult financial situation and need to pay a debt, make an important purchase or cover emergency expenses; a $255 payday loan might be just what you look for. During challenging economic times, many people require financial assistance to help them overcome such hardships and be able to cover the necessary […]

Being strapped for cash is a difficult position for anyone to be in. A loan may seem like your only option, but not everyone qualifies for a loan since it depends on your credit score. However, it does not mean you should seek out any lender willing to give you a loan out of desperation. […]

I don’t really have a mailbag, but it would be fun if I did. What I do have is a file named “EC Mailbag.” That’s where I save all of the questions and letters that you, my dear readers, send to me. I just don’t have the time to respond personally, so I love it […]


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