Getting paid could stop your Social Security. Why that could be good.

Written by on February 25, 2023

When you file for Social Security benefits, you’ve made a choice that will affect how much income you receive for the rest of your life. If you filed for benefits before your full retirement age (FRA) – which is determined by your birth year – you may have permanently shrunk your monthly benefit. 

There’s one situation where your benefits may stop after you start them, though – and this could actually be a good thing. It could happen if you’re working while getting benefits and you haven’t hit your FRA yet. Here’s how this could happen, and how it could benefit you. 


Why earning too much money could stop your Social Security benefits 

Once you have reached your full retirement age, you are allowed to work as much as you want while also double dipping and getting your Social Security retirement benefits at the same time. But the rules are different if you’re not yet at your FRA. 

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